Articles Category: Credit - ArticlesZilla.Com

Title\|Newest\|Oldest
Tenant Reference Check By : Gemma Ward Let Check™ launches Letalert™, the lettings industry’s most comprehensive software system enabling instant tenant identity verification and credit checks. New national database comes as latest figures from ARLA show rental defaults reaching record highs Can Collections Be Removed from a Credit Report? By : Stuart Hunter Collections accounts can take a serious toll on your credit rating, with higher collection amounts taking a larger toll than smaller amounts. If you are looking to improve your credit score, it's worth it to look into the things you can do in an attempt to remove collections from your credit reports. Cleaning Late Payments from a Credit Report By : Stuart Hunter Late payments can take a serious toll on your credit score, especially if payments are reported to be of 90 days late. If you are looking to raise your credit score, it is worth looking into the things you can do in an attempt to remove late payments from your credit file. Four Tips for Identifying a Legitimate Credit Repair Company By : Stuart Hunter The Credit Repair Organizations Act has established rules credit repair organizations must adhere to that you can use to help select a trustworthy credit repair service and avoid becoming a victim of a credit repair scam. What Does Credit Repair Mean? By : Stuart Hunter Ask 10 people to define credit repair and you will probably get 10 different answers. Even amongst financial experts, there are disagreements about what credit repair is. So exactly what is credit repair? You Have a Responsibility When it Comes to Accurate Credit Reporting By : Stuart Hunter The Fair Credit Reporting Act (FCRA) was created to protect your right to fair and accurate credit reporting, but it is still up to you to work toward that goal. When working to repair your credit by questioning the items in your credit reports, you are enforcing this right. Is Repairing Your Own Credit Worth It? By : Stuart Hunter Repairing your credit is something you can do yourself and there is no charge to do so. While this sounds enticing, the reality is that self credit repair is rarely as easy as it first seems. Repairing your own credit will likely take a significant amount of time and education. 4 Perks of Maintaining a Good Credit Score By : Stuart Hunter Most consumers realize that a high credit score is helpful in getting approved for loans with the best rates and terms, but not everyone realizes how keeping their credit reports clean plays a part in getting jobs, keeping credit card interest rates low, and minimizing auto insurance premiums. Searching For Help with Your Credit Score By : Stuart Hunter The good news is that you may not have to wait seven long years for negative listings to fall off your credit reports. There are steps you can take today that could result in big increases in your credit rating in months instead of years. There are things you can do to legally fix up your credit score. Repairing Credit: There's Nothing Wrong With Asking for Help By : Stuart Hunter If you've never done it before, you can try to bake cookies without a recipe, you can try to repair your car's transmission yourself, and you can try to correct your credit rating. Of course, you risk batches of inedible cookies, a disabled vehicle, and a damaged credit history. Getting help with any of these tasks can help you avoid making a mess that is too tough to clean up. Do You Really Need a Bad Credit Loan? By : Stuart Hunter Bad credit loans are a resource for consumers with poor credit scores to purchase homes, cars, etc., but while bad credit loans may help accomplish these tasks, the cost of a bad credit loan makes them something to be avoided whenever possible. Adding the 100 Word Statement is Not a Good Credit Repair Tactic By : Stuart Hunter You have the option to add a one-hundred word statement to your credit file to explain the circumstances behind any negative listings. While the concept is good, unfortunately odds are slim that this 100 word statement will have any impact on your ability to get a loan and there is no chance that it will improve your credit score. Winding Up Petition now used to aid Debt Collection By : Derek G Cooper Historically, winding up was initiated by a creditor because they believed that a company was not able to pay its debts. Over about the last year I have seen an increase in creditors using winding up petitions to force creditors to pay outstanding debt.